Terms & Conditions

Effective Date: November 1, 2025
Owner: Samantha Bonwick, doing business as Samantha Bonwick Coaching
Email: [email protected]

Agreement to Terms

By completing your purchase, you ("Purchaser") agree to be bound by these Terms & Conditions ("Terms"), which constitute a legally binding agreement between you and Samantha Bonwick, doing business as Samantha Bonwick Coaching ("we," "us," or "Company").

You represent and warrant that you are at least the age of majority in your jurisdiction (typically 18 years old) and legally able to enter into this agreement. If you are under the age of majority, you may not purchase or access our Products or Services.

These Terms apply to all digital products, trainings, resources, services, and content delivered or sold by us, including but not limited to courses, workshops, downloadable materials, templates, PDFs, replays, toolkits, GPTs, coaching sessions, or membership access ("Products" or "Services").

Digital Product Access + License

Upon purchase, you are granted a limited, non-transferable, non-exclusive license to access and use the Product(s) for your personal use only.

You may not share, distribute, resell, or replicate any part of the Product or Service in any format (digital or otherwise), with or without financial gain. Violation of this license may result in revocation of access and legal action.

Unless otherwise stated, access to digital products is provided for the lifetime of the Product, not the lifetime of the purchaser or the Company.

For GPT-based products, “lifetime” refers to the duration that the tool is supported within the ChatGPT platform. We reserve the right to modify, retire, or discontinue a GPT if OpenAI or the ChatGPT platform changes functionality, access, or availability in a way that impacts performance.

Third-Party Tools and Platforms

Our custom GPTs operate within the ChatGPT platform by OpenAI. You are responsible for setting up your own ChatGPT account (free or paid) and complying with OpenAI’s Terms of Use.

We are not affiliated with or endorsed by OpenAI. We cannot guarantee the functionality, availability, or continued operation of their platform.

We are not responsible for outages, access issues, or changes made by OpenAI that may affect your ability to use or access the Product.

Refund Policy

Due to the digital nature of our Products and instant access to our Services, all sales are final and non-refundable.

If you select a payment plan, you are responsible for completing all scheduled payments in full. Missed or failed payments may result in access being revoked and/or forwarded to collections.

You agree not to initiate chargebacks or payment disputes without first contacting us to resolve the issue. In the event of a chargeback, you forfeit all access to the Product and may be referred to collections for the full amount owed.

Technology Requirements

You are responsible for ensuring you have the necessary technology to access the Product or Service (e.g., internet access, updated browser, ChatGPT account, Zoom, PDF reader, etc.).

We are not liable for technical issues outside of our control, including but not limited to third-party platform outages or access limitations.

Disclaimer of Warranties

All Products and Services are offered for educational and informational purposes only and are not to be interpreted as medical, legal, mental health, or financial advice.

Participation in any Product, Program, or Service does not establish a client–coach, legal, financial, or therapeutic relationship unless explicitly stated in a signed agreement.

This Product uses AI-generated responses to provide suggestions and planning support. While it incorporates a proven coaching framework, it is not a substitute for personalized professional advice.

We make no guarantees of specific outcomes, income, or results. The name “Money-Making Moves” and related language are descriptive of business-planning processes, not a promise or guarantee of monetary gain.

Testimonials or case studies shared are individual experiences, not typical results. Your outcomes depend on many factors including your effort, experience, and implementation.

You agree to use your own judgment and consult with a qualified professional if needed.

Intellectual Property

All content created and distributed by Samantha Bonwick Coaching is protected by copyright. This includes, but is not limited to, text, video content, PDFs, templates, workbooks, frameworks, and digital tools.

You may not copy, modify, share, reproduce, or create derivative works based on any Product or Service without written permission.

You may not clone, replicate, or reverse-engineer any GPT or its logic, structure, or prompt design for use in your own products, services, or digital tools.

You agree not to use the information within our Products to create competing or derivative offerings.

All product names, branding, and frameworks are the property of Samantha Bonwick Coaching and may not be used in competing products, derivative works, or for resale.

Conduct + Community Guidelines

If any Product or Service includes access to a community forum (e.g., Facebook group, group call, or Slack channel), you agree to:

Engage respectfully with other members

Avoid hate speech, spam, or self-promotion without permission

Maintain confidentiality of others’ shared experiences

Violation of these guidelines may result in removal from the group without notice or refund.

By participating in live calls or group forums, you grant us permission to use your voice, image, likeness, and questions in replay recordings and future educational content, unless you notify us otherwise in writing.

Use of Testimonials

Testimonials reflect the experiences of individual users and do not guarantee similar results. Screenshots or quotes are used with permission. Identifying details may be anonymized upon request.

Limitation of Liability

You understand and agree that Samantha Bonwick Coaching is not liable for any direct or indirect damages that may result from your use of the Site, Products, or Services.

You agree to indemnify and hold harmless Samantha Bonwick Coaching from any claims arising from your participation, misuse, or inability to use any Product or Service.

Governing Law

These Terms are governed by the laws of Canada, and any disputes will be handled under the jurisdiction of Canadian courts. If you reside outside of Canada, you are responsible for complying with your local laws.

Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our Products or Services after changes constitutes your acceptance of the updated Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact

If you have any questions about these Terms, please contact us at:
📧 [email protected]